Families have told how they spiralled into debt after being shifted onto Universal Credit while, across the UK, information uncovered by JPIMedia Investigations reveals how more and more people are being forced into financial turmoil. Read their full stories, and the DWP's response, here, here and here.

5. Businessman told to falsely put income as zero
Garry Byrne was told to get around a bug in the system by lying about his income. The recorded call led to an investigation.
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6. Mum would've been better off quitting her job
Kayleigh Richardson, 27, said she felt she would be better off quitting her part-time job in a care home because of the deductions in her benefits as a result of her earnings.
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7. Self-employed furniture maker felt 'dehumanised' by earnings target
Mark Sorensen, 28, a self-employed furniture designer, could only afford to eat one meal a day after the DWP imposed an earnings target on him
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8. Charity has seen the impact of changes on the vulnerable
The Kensington Foundation, which aims to promote the relief of homelessness, poverty, deprivation, and distress, said it has seen an increase in hardship since Universal Credit was brought in.
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